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6243 River Road, Suite 5, Henrico, VA 23229

(804) 600-5010

Blog

Welcome to my new website's Blog page!  Check here periodically for news, articles and maybe some family and event photos.

I welcome your comments and suggestions!  Please e-mail me at kyle.e.murphy@lpl.com.

Saturday, May 16, 2026

If you were planning to use balloons for a celebration this summer, you might want to start thinking about other, less expensive decorations. Helium spot prices have more than doubled since the Middle East crisis started in February....

Friday, May 15, 2026

If you’re earning low to mid six figures but feel your assets don’t reflect your earning power, here are three ideas to help you build your wealth: • Invest beyond your 401(k). Consider an individual retirement account (IRA) or...

Monday, May 11, 2026

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of them. Older Americans Month was established in 1963 by President John F. Kennedy to bring awareness...

Friday, May 1, 2026

Every May, Small Business Month is dedicated to honoring small businesses, recognizing their dedication, community contributions, and relentless hard work. Small businesses play a crucial role in the United States' economy. According...

Monday, April 27, 2026

Taxes can be a snapshot of our money, and tax season can make most of us feel like we have a clear view of that photo. That's because filing taxes is both a look at the past and a chance to create a roadmap for the future.Did you end...

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Monday, April 20, 2026

Stocks rallied last week as investor enthusiasm built for an end to the war in the Middle East and hopes of a resumption of normal global trade. The Standard & Poor’s 500 Index rose 4.54 percent, while the Nasdaq Composite Index picked...

Wednesday, April 8, 2026

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the "lots" of today be...

Monday, April 6, 2026

Caps, gowns, and a lot of proud families can mean only one thing: graduation season has officially arrived.Big transitions have a funny way of quietly rewriting your financial priorities. New tuition bills, a kid moving out, or a...

Friday, March 20, 2026

In late December 2025, the IRS and U.S. Postal Service clarified how mail is postmarked, which may affect how contributions are credited for tax reporting purposes.What’s changed?A postmark now reflects when an envelope enters USPS...

Tuesday, March 3, 2026

The arrival of spring often brings that strong urge to start fresh. This season of renewal is a great reminder to apply the same focus to your personal finances.

Monday, February 23, 2026

To help you better align your financial plan with paying for long-term care, it’s beneficial to understand what long-term care can include. Long-term care is usually defined as a series of ongoing services and support provided to a...

Monday, February 9, 2026

Because Medicare doesn’t pay for long-term care, creating a financial strategy with your savings or long-term care insurance can seem overwhelming.

Wednesday, February 4, 2026

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself.Sure, it can be difficult to think about life...

Friday, January 23, 2026

Want to get connected?We wanted to let you know about a another way to connect with us, on your own time, through our social media channels.Our Facebook and LinkedIn pages feature helpful financial information, including top-quality...

Wednesday, January 14, 2026

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

Wednesday, January 7, 2026

The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year.

Monday, January 5, 2026

The New Year is often a time to reflect on the past year. Almost any change you experienced — no matter how insignificant it may seem — could have an impact on your financial strategy for retirement.

Friday, December 26, 2025

Wednesday, December 10, 2025

Your retirement strategy is a journey that requires foresight, diligence, and a clear understanding of your financial needs. While there's no one-size-fits-all rule for determining how much you need to retire, ...

Monday, November 3, 2025

Our kids are growing up, but we still love celebrating Halloween as a family. Please share your photos with me at kyle.e.murphy@lpl.com. It's a great way to connect and stay in touch.

Saturday, October 25, 2025

“What’s the purpose of a retirement strategy?” It’s a simple question, but most get the answer wrong.

Thursday, September 25, 2025

“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...

Tuesday, September 16, 2025

Have you saved enough? Whether you started late, or have regularly saved throughout your career, you might wish you could stash some additional cash in your retirement fund. Fortunately, if you’re 50 or older, you can. The IRS offers...

Monday, August 25, 2025

Sunday, August 24, 2025

In a recent study*, about 1 in 6 retirees in America are considering unretiring and getting some kind of job. Whether you’re considering going back to work or believe you will need or want a part-time job in retirement, talk to a...

Wednesday, August 13, 2025

I hope you've been able to enjoy some fun times with special friends and family this summer. We've had lots of swim meets and were blessed to make more beach memories. Stay tuned for back-to-school photos coming soon...

Thursday, August 7, 2025

Whether retirement is years away or on the horizon, understanding how much income your Social Security benefits will provide can be confusing. Your Social Security benefit calculation is based on the number of years you worked and the...

Saturday, August 2, 2025

Even if retirement is years away for you, consider adding a Health Savings Account (HSA) to your retirement strategy. An HSA lets you set aside money on a pre-tax basis to pay for qualified medical expenses when it is partnered with a...

Thursday, July 31, 2025

Right now, you may be dealing with several career and family decisions — and all those choices impact your short- and long-term financial goals. It’s important that your financial strategy matches your values and offers you the...

Saturday, July 26, 2025

Creating and working toward financial goals can seem overwhelming, especially if you’ve never really tried before. But just like any goal, you take it one step at a time and build progress over time. To help, ask for the EMERGE help...

Sunday, July 20, 2025

If you’re earning low to mid six figures but feel your assets don’t reflect your earning power, here are three ideas to help you build your wealth: • Invest beyond your 401(k). Consider an individual retirement account (IRA) or...

Friday, July 11, 2025

Even though Gen X is sometimes labeled “America’s Middle Child,” the truth is you’re all grown up. You’re in your prime earning years and should be focused on retirement down the road. It’s also true that you’ve also been through...

Friday, June 27, 2025

We enjoyed a Richmond Flying Squirrels game recently before the REAL summer heat kicked in. If you've been to a game this season, please share your photos in an e-mail to kyle.e.murphy@lpl.com.

Friday, June 20, 2025

As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches,...

Tuesday, June 10, 2025

America is a country on the move. Each year, around 10% of the U.S. population changes homes. And of those, while 85% stay in state, 15% move to a new state (according to the U.S. Census Bureau). As moving across state lines might be...

Friday, June 6, 2025

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same this year? Has market...

Wednesday, June 4, 2025

Happy last day of school to this crazy bunch and everyone else in Henrico County. Also appreciate all the hard work from all the teachers and administration. Your work doesn’t go unnoticed. And as my wife’s shirt says “admit it,...

Saturday, May 31, 2025

Managing your traditional or Roth IRA each year is a powerful step toward building your retirement strategy. In 2025, you can contribute up to $7,000—or $8,000 if you're 50 or older (depending on your modified adjusted gross income)....