Blog
Welcome to my new website's Blog page! Check here periodically for news, articles and maybe some family and event photos.
I welcome your comments and suggestions! Please e-mail me at kyle.e.murphy@lpl.com.
Back to School for the Murphys!
August is ending so you know it's time for the Murphy Family Back to School collage. We'd love to see your Back to School photos too. Send them to kyle.e.murphy@lpl.com. today. Hope you've had a great summer!
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Things that cost women hundreds of thousands of dollars over a career!
The Financial Realities Women Still Face What the numbers say—and why it matters for the people you care about August 26 is Women’s Equality Day—the anniversary of the 19th Amendment, when women gained the right to vote. That was more...
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How Much Do You Know About Your Parents’ Estate Plans?
Understandably, talking to your parents about their estate can be awkward, but doing so while they are healthy and alert will help eliminate questions and potentially costly mistakes down the road. A financial professional can help...
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The Gift of Giving Now
For years, the conversation about passing on wealth was shaped by a single, pressing question: Will the exemption sunset? That urgency is behind us. The One Big Beautiful Bill Act, signed July 4, 2025, permanently set the federal...
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Trump Accounts Are Here: What Young Families Should Know
Trump Accounts officially opened for contributions on July 4, 2026. We wanted to send a quick note covering what we think matters most for families with kids or grandkids in the eligible age range. The most concrete piece first: if...
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529 Plans Can Now Cover More Than College
Here’s some good news about 529 plans that could change how you think about education savings. For years, these accounts have been straightforward college savings vehicles: contributions grow tax-free, and withdrawals for qualified...
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New Rules Just Made Grandparent 529s a Smarter Move
For years, common wisdom told grandparents to avoid contributing to 529 college savings accounts because they could count as student income on the FAFSA and hurt financial aid eligibility. But that’s no longer the case. That shift...
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The Truth About Trusts
Most people want the upper hand in guiding their assets during their lives and after they pass. A trust might be able to help. Start With the Intention A trust is a legal structure that holds your assets and carries your instructions...
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A quick retirement check-in
You're contributing to your retirement account, which already puts you ahead of the curve. But there's a difference between contributing and contributing with intention. That’s worth a quick look.
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3 Moves High Earners Should Consider Right Now
If you’re earning low to mid six figures but feel your assets don’t reflect your earning power, here are three ideas to help you build your wealth: • Invest beyond your 401(k). Consider an individual retirement account (IRA) or...
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Postmark policy changes that may affect you...
In late December 2025, the IRS and U.S. Postal Service clarified how mail is postmarked, which may affect how contributions are credited for tax reporting purposes.What’s changed?A postmark now reflects when an envelope enters USPS...
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Understanding Long-Term Care
To help you better align your financial plan with paying for long-term care, it’s beneficial to understand what long-term care can include. Long-term care is usually defined as a series of ongoing services and support provided to a...
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Paying for Long-Term Care Could Cost Others
Because Medicare doesn’t pay for long-term care, creating a financial strategy with your savings or long-term care insurance can seem overwhelming.
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Life Insurance at an Early Age
Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself.Sure, it can be difficult to think about life...
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Want to get connected?
Want to get connected?We wanted to let you know about a another way to connect with us, on your own time, through our social media channels.Our Facebook and LinkedIn pages feature helpful financial information, including top-quality...
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2026 Federal Tax Updates Announced
When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...
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New Retirement Contribution Limits for 2026
The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year.
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